SaaS Retention Metrics Glossary

Understanding retention metrics is critical for any SaaS founder or product leader. These five interconnected metrics tell you whether your business is actually growing and help you make data-driven decisions about customer health, growth, and profitability.

This glossary breaks down the most important SaaS retention metrics, explains how they're calculated, and shows how they relate to each other. Whether you're optimizing your churn rate or benchmarking against industry standards, you'll find clear definitions and practical examples below.

Definition

Net Dollar Retention (NRR) is the percentage of recurring revenue retained from existing customers over a period, accounting for both customer churn and expansion (upsells, upgrades, cross-sells).

NRR measures whether your existing customer base is growing or shrinking in value—it's the single most important metric for SaaS growth because it shows if you're expanding revenue faster than you're losing it.

Formula

Primary Formula:
NRR = ((MRR at End - MRR from New Customers) / MRR at Start) × 100
Alternative Formula:
NRR = (Beginning MRR - Churned MRR + Expansion MRR) / Beginning MRR × 100

What It Means

  • NRR > 100% = You're expanding faster than you're churning (ideal)
  • NRR = 100% = Expansion equals churn (no net growth from existing customers)
  • NRR < 100% = You're shrinking (churn exceeds expansion)

Example Calculation

Scenario: You start January with $100k MRR

  • Customers churn: -$15k
  • New customers upsell: +$25k
  • Expansion revenue: +$10k
  • Ending MRR: $120k

NRR = ($120k - $0) / $100k × 100 = 120%

This means for every dollar you had at the start, you retained $1.20 from existing customers.

Why NRR Matters

  • Venture capital investors obsess over NRR — it shows if your business can grow without constant customer acquisition
  • Industry benchmark: 110-130% NRR is considered healthy; 120%+ is excellent
  • Predictive power: High NRR often predicts long-term success better than growth rate
  • Expansion vs. Churn: NRR shows both sides — you might have low churn but still fail if expansion is weak

Common NRR Mistakes

Don't
  • Including new customer revenue in the numerator
  • Ignoring MRR from price increases
  • Forgetting to account for multi-year contracts
Do
  • Track NRR monthly and quarterly
  • Segment NRR by customer cohort
  • Compare against industry benchmarks

Definition

Gross Revenue Retention (GRR), also called Gross Retention Rate (GRR), is the percentage of revenue retained from existing customers after accounting for churn, but before accounting for expansion.

GRR isolates the effect of churn alone, making it useful for diagnosing whether your core product retention is healthy.

Formula

Primary Formula:
GRR = (Beginning MRR - Churned MRR) / Beginning MRR × 100
Alternative Formula:
GRR = (Ending MRR - Expansion MRR) / Beginning MRR × 100

What It Means

  • GRR = 95% = You lost 5% of revenue to churn
  • GRR = 100% = Zero churn (pure retention)
  • GRR > 100% = Mathematically impossible (by definition)

Example Calculation

Using the same scenario as NRR example:

  • Beginning MRR: $100k
  • Churned MRR: -$15k
  • (Don't include expansion)

GRR = ($100k - $15k) / $100k × 100 = 85%

Why GRR Matters

  • Churn diagnosis: Shows if your core product stickiness is the problem
  • Foundation metric: GRR is the baseline; everything else builds on it
  • Feature validation: Track GRR improvements as you launch retention features
  • Benchmark: 90-95% GRR is healthy for most SaaS; enterprise SaaS often sees 95%+

GRR vs. NRR for Different Situations

Situation Focus On Why
You have low churn but high expansion GRR Churn isn't your problem; you're doing well
You have high churn but low volume GRR Focus on fixing the churn first
You're scaling and need a growth metric NRR This shows your true business health
You're an early-stage startup GRR Build a retention foundation first

Definition

Customer Retention Rate is the percentage of customers you retain over a period, not counting new customers acquired.

This is simpler than NRR/GRR—it measures customer count, not revenue.

Formula

Primary Formula:
Retention Rate = ((Customers at End - New Customers) / Customers at Start) × 100

What It Means

  • 90% retention rate = You kept 90 out of 100 customers
  • Benchmark: 80-95% annual retention is healthy; industry varies widely

Example

  • Start of month: 500 customers
  • Customers churned: 25
  • New customers: 50

Retention Rate = (500 - 25 - 50) / 500 × 100 = 85%

When to Use This Metric

  • Usage-based pricing: Count-based metrics matter more than revenue
  • Free-to-paid conversion: Track retention separately from expansion
  • Quick health check: Easier to calculate than NRR, useful for quick diagnostics

Definition

Magic Number (also called SaaS Magic Number) measures how efficiently you convert revenue into new revenue growth from those sales & marketing investments.

It's the ratio of new ARR (or MRR) to sales & marketing spending in the previous quarter.

Formula

Primary Formula:
Magic Number = (New ARR This Quarter - New ARR Last Quarter) / Sales & Marketing Spend Last Quarter
Simplified:
Magic Number = New ARR Growth / Sales & Marketing Spend

What It Means

  • 1.0 or higher = For every $1 spent on sales & marketing, you generate $1 of ARR growth (good)
  • 0.75 = For every $1 spent, you generate $0.75 (acceptable, but you need to improve efficiency)
  • 0.5 or lower = Your sales & marketing spend is inefficient

Example

Q2 metrics:

  • Q2 New ARR: $500k
  • Q1 New ARR: $300k
  • Q1 Sales & Marketing Spend: $250k

Magic Number = ($500k - $300k) / $250k = 0.8

This means you're generating $0.80 of new ARR for every dollar spent on sales & marketing in the previous quarter—decent but not amazing.

Why It Matters

  • Unit economics: Shows if your go-to-market is efficient
  • Venture metric: VCs use this to evaluate growth sustainability
  • Benchmarks: 0.75+ is acceptable; 1.0+ is great; 1.5+ is exceptional
  • Profitability path: Companies with high magic numbers reach profitability faster

Side-by-Side Comparison

Aspect GRR NRR
What it includes Churn only Churn + Expansion
Formula (MRR - Churn) / Starting MRR (MRR - Churn + Expansion) / Starting MRR
What it tells you Product stickiness True business health
Typical range 85-98% 100-150%
When to focus on it Diagnosing retention problems Evaluating growth potential

Real-World Example

Month 1:

  • Starting MRR: $100k
  • Churned MRR: -$10k
  • Expansion MRR: +$20k

GRR = 90%
Your core product is retaining 90% of customers (10% monthly churn)

NRR = 110%
But with expansion, you're actually growing revenue by 10%

What Each One Is Telling You

✓ High GRR (95%+) + High NRR (120%+)
Healthy churn + strong expansion = Best case scenario

⚠ High GRR (95%+) + Low NRR (100-105%)
Good product stickiness, but limited expansion opportunities. Focus on upselling.

⚠ Low GRR (85%) + High NRR (110%+)
Significant churn, but expansion is making up for it. This is risky—churn will eventually catch up.

✕ Low GRR (85%) + Low NRR (95%)
Major problem. Your business is contracting. Focus on churn reduction immediately.

How These Metrics Connect

GRR (Baseline Retention) + Expansion Revenue = NRR (True Growth Metric)

Think of it like this:

  1. First, fix GRR (stop the bleeding) — Improve product quality, onboarding, support. Reduce churn before worrying about expansion.
  2. Then, improve NRR (add growth) — Add upsell opportunities. Create tiered pricing. Develop add-ons.
  3. Finally, optimize Magic Number (prove unit economics) — Make sure your growth is profitable. Efficient sales & marketing.

Key Takeaways

Metric Why It Matters Your Action
GRR Diagnoses churn problems Target: 90%+
NRR Predicts long-term success Target: 110%+
Retention Rate Simplest health check Use for quick diagnostics
Magic Number Validates growth efficiency Target: 0.75+ (aim for 1.0+)

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